Another True Retirement Story

Perhaps its the stress of the holidays but lately I have been feeling a bit jaded. I suppose it happens to the best of us. Holiday depression sets in and we can’t explain our feelings nor understand why we get so down in the dumps.

I think my real problem has nothing to do with Christmas. It’s the sinking reality that my retirement life has changed yet once again and I am NOT liking the adjustments I am forced to make. Isn’t it always something more and different from the obvious that gets us riled up? Yet we seem to suppress it and not recognize exactly what is going on?

In other words, I was feeling sorry for myself.

That is until I started watching this new YouTube, tell-all Channel (click here for the full series) by a woman named Glenda Sully. She recently started her own series on YouTube entitled “Real Life On Only Social Security.” The series is brutally honest and extremely eye-opening. Glenda is a 68-year-old southern woman whose husband left her. She transplanted up north to be with her daughter. Glenda has been chronicling what it is like to live on $1300 a month. She lives in a $590-a-month studio apartment that has recently become infested with roaches and mice. She wakes up in the morning with roaches in her bed and in her toaster. When she complained to her landlord he threatened to evict her.

Glenda gets $15 a month in government food stamps. She uses it to buy milk and eggs. After that she supplements her meals with church pantry items and dumpster diving at Aldi. She is constantly, constantly lecturing her audience NOT to do what she has done and that is she never prepared for retirement. She saved nothing. She spent everything!

Drive your car into the ground“, Glenda warns. “Stop spending money. Save it instead. Stop buying things. I’m telling you this so you don’t wind up like me.” Glenda concludes.

Here’s Glenda food shopping with her $15 Food Stamp Card:

Here’s Glenda showing what ‘Real Life On Social Security’ looks like:

Here’s Glenda giving a tour of her $590-a-month, roach infested, studio apartment:

Seeing Glenda’s life forced me to look at my own retirement life. Was I making any of the mistakes Glenda warned others NOT to do. Unfortunately, my answer was ‘yes’. This Christmas I was spending entirely too much money. Money that in my new retirement predicament I did not have. (hubby has dire health problems and can not collect social security for another three years till he reaches 65, otherwise he will lose his valuable health insurance! In the interim, he is out of a job and we must slink back to adjusting to living on a much lower income.)

I looked over ALL the stuff I had recently purchased, decided what was a need vs a want, and then packed it up and brought it all back to the stores. I didn’t need the $65 cotton sheets my daughter demanded she sleep on. The original cotton sheets were just fine. I didn’t need the $75 new boots. My 5 year old boots were just fine. I most assuredly didn’t need another $50 haircut! I went back to Super Cuts and got my $16 senior special haircut and it looks just great!.

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The stuff is going back for a full refund

My husband was amazed at what lengths I was willing to go in order to get our finances in order. Inspired by Glenda, I came to the brutal truth that I wasn’t listening to the heeding words and desires of my husband nor was I looking at the true reality of our restructured retirement standard of living. I was insisting on living as we did before and that is a very serious mistake many, many retirees make. When I got my credit card bill, it was for $1500.58.  For the first time ever, I wasn’t able to pay my credit card bill in full (without dipping into our savings account). I could only comfortably pay $500 and that would mean, for the first time ever, I would incur finance charges.

This was NOT acceptable.

I can’t dip into our liquid savings because it’s all earmarked to get us through the three years till Nick goes on medicare and collects his social security. It would be extremely embarrassing if we couldn’t meet our financial obligations, such as paying our taxes, because I kept overspending. My credit card bill consisted of all the Florida reservations I made for the upcoming winter. I proceeded to book the trip anyway despite my husband begging me that he didn’t want to go this year. He was exhausted, tired and just couldn’t face another RV haul down south. Next year, he promised would be better but he just needed a year off. He was fine with our flying to The Grand Canyon and staying in a hotel (all ‘paid’ for with frequent flyer miles) BUT he just didn’t have the gumption to drive down to Florida.

So, I cancelled each and every Florida stay, got full refunds except for a $25 cancellation fee and got the bill down to a more reasonable $182.91. My husband couldn’t believe that I actually did it but Glenda inspired me. I surely don’t want to wind up like her, and that folks, is the point of her message. Glenda got through to me loud and clear. Nick and I need a year to recoup our money and that’s exactly what we are going to do.

I am, however, going to fly to see my sister for two weeks in February BUT I am ‘paying’ for the flight with my frequent flyer miles. No cash will leave my wallet.

tree
making space & getting tree ready for decoration. stay tuned!

I’m not feeling depressed anymore. In fact, I’m feeling a whole lot of inspiration instead. I got out my Christmas tree and will finish decorating it today. Nick is busy outside putting up our holiday lights around the house exterior. We’re seeing the kids and grandkids all together on the 23rd. We stuck to our $25-each-granddaughter gift budget. Everyone is chipping in some food item to grace our holiday table.

Life is good. Life is balanced. And most importantly, so is our checkbook!

Live well and prosper, my friend. Live well and prosper.

UPDATE: Our tree is done!

53 comments

  1. Part of me wants to fuss at Glenda for her lack of preparation but part of me understands exactly what happened. If we think back to the early 1950s and some into the 60s, things were much different for women growing up then. Women were not expected or encouraged to have careers or to plan to take care of themselves. I wanted to go to medical school but had to settle for pharmacy school mostly because of my sex. Why train women when they are just going to leave to get married and have babies? Remember there was a time before reliable birth control. Fortunately, today young women have the opportunity to have a career and are encouraged to plan for their own financial independence and retirement.
    I’m glad you are feeling better and taking control of your finances.

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    • Thanks Florence. Glenda worked most of her life as a secretary for a bit more above minimum wage. She has also worked lately as a housekeeper and a caregiver for a 98 year old man. She says now at 68 she just can’t do the heavy lifting anymore. She’s looking for work, part time work, so we’ll see. Glenda said she never thought her husband would leave her at such an older age. That’s the real kicker.
      Thanks for your comment.
      I feel a whole lot better now that I’ve caught myself and corrected myself. Nothing like a good, ole wake up call!

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    • What Ms. Sullivan failed to mention in her earlier videos are all of the times she was arrested and the time that she spent in jail and prison for shoplifting. She did not admit this until someone called her out on it in the comments. Much, much more has been exposed, and more is coming.

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  2. Wow. Thanks for sharing. I’m doing an experiment for 2019 – and that is living on my daughter and son-in-law’s income. My daughter is living quite well on that amount which is exactly 50% less than what my husband brings home. I will be saving the difference, taking some of it to invest in dividend stocks for future passive income, and putting the rest away for perhaps future investing. We are aggressively paying down our home, although chances are we will not be retired here. 2800 sq. ft. is just too big for two people. We have 7 years and counting before retirement, but only if we can afford our own healthcare at that time. We shall see.

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    • Hi Sharon. retirement is a waiting game, for sure. I would love to live on my daughters’ salaries. They make 3 to 4 times MORE than Nick and I did. Combined! And they still complain and want Nick and I to foot some of the bills. UGH!
      We already downsized and after what we went through in Florida, Nick and I are terrified of ever moving again. We’re too old to take a chance. After all the best laid plans, plus we had been going to Sarasota for decades. Until you buy a home and move in, and live there for a while, you know nothing! Live and learn. We downsized from a 9 room house to a 4 room house, 1120 square feet and it’s perfect. For us. We’re still back to square one when it comes to keeping warm in the winter. I’ll eventually figure something out. The Caribbean is looking better and better. And cheaper. Who’d a thunk?
      The only advice that seems to be the consensus of everyone is to save, save, save as much as you can. Stop spending and start saving. That’s what I decided to do. It’s never to late to keep on keeping on.
      Thanks for your comment. Hope you’re feeling better?

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  3. Hi Cindi, I am a little confused I thought you had planned $6000 out of your savings for taxes, travel, and entertainment in September. But if Nick really just wants to stay put I think you going to your sisters is a good compromise.
    I so far only watched the grocery shopping segment and being an Aldi shopper we both know she could have saved about two -three dollars on the items she bought especially on milk(2.49 gal) and pecans $3.99 and could have picked up a bag of pears for under two dollars and forego the mango , 9 to 10 pears! Lots more servings. This week Aldis eggs are on sale for 79 cents a dozen limit three. An egg a day plus six for making other things covers the entire monthThe choices you make when shopping frugally can really stretch this budget.
    I am glad she inspires you but seriously you are not in her dire situation and count your blessings that you have savings that with the higher interest can be enough till Nick’s Medicare and Social Security kicks in. And you have an incredible health insurance available from the state now for Nick.
    I so understand the holidays depression because I have this major let down and exhaustion after all the work for Thanksgiving and this year even more problems. Lara

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    • Lara it doesn’t take much for me to go through all my
      Money. It happened to me twice so I’m super sensitive. I’m too old to make any more mistakes in my life.
      I don’t know why Glenda shops at Walmart yet dumpster dives at Aldi. But I can find out.
      Yes I reserve $6000 a year for taxes and travel but since we switched to Florida parks, they have to be paid immediately. So I have to pay for 2018 and 2019 NOW. It’s a strain on my finances and a risk we don’t want to take. I have no problem sacrificing this year so next year we can winter two months in Key West. That’s my new current goal. I want to be in Key West. Reservations there are brutal to get. But I’m currently working on it now. I’m booking for next winter.
      Nick has been begging me for this year off. He’s tired. We went through a difficult period selling Florida condo and moving out. Nick did a lot of driving back and forth and he just wants time off. I’m in agreement BUT there is no reason for me not to go to Florida for a few weeks. My sister is looking forward to my staying with her. We’re planning a girls weekend in south Beach Miami. Woo hoo!
      It’s all good.
      I need to get my finances back in check.
      I have to do that sometimes.
      Glenda, for whatever reason caused me pause. I don’t take my blessings for granted or think bad things will not happen to me. She was a good wake up call to take a step back and seriously look at my life.
      Again, it’s all good. I’m going to send Glenda something special for Christmas. But for the grace of God.

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      • So if you need to book Key West so far in advance and are using State Parks won’t you have to pay right away. I look at if the next three years your financial plan or limitation is to withdraw $ 18,000 from your liquid savings combining taxes (which I feel you should deduct separately BTW and possible increases) and get the true amount you have to spend on travel and entertainment for the three years. Seems to me after doing this the reality is you have a couple thousand to spread over added expenses for your Grand Canyon vacation, trip to your sisters, and local entertainment like the Rockets. If it were me I would wait till after these expenditures to see how much is left. You can stretch what you can buy with your money by finding discounts but once it’s gone it cannot be spent again. Lara

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      • Lara, yes but not till February ’19 to pay in full for January 2020. Next bill would be March ’19 to pay for February 2020. I’m only interested in two months at Key West. Then I’d work my way up the coast back home for March 2020 and that payment would be paid April ’19.
        I only anticipate spending $500 at The Grand Canyon. Car rental is $85 for 3 days. Buffets and other freebies for meals. I get free admission to the parks. Neither one of us gambles, so that’s a good thing.
        Next year we are flying to Bermuda and staying at a BnB for $550 for the week. Flights are paid with frequent flyer miles.
        Local entertainment, like the Rockettes comes out of my daily money. Not savings, since it’s very affordable.
        I have a few thousand dollars extra, so if I work it out this way. we’ll be fine.

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      • You do realize that’ Feb 2019 is less then two months away and the next March 2019,April2019 means three months of higher bills while you still are in the heating season so will add more to your usual bills and if you charge the rental car that will show up in April. . Lara

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      • Yes, Lara I realize. That is why I cancelled all our Florida travel plans for this year 2019, got refunds, and will use that money towards next years vacation bookings. I’m skipping a year of Florida vacations so I can stay in Key West. I’m sacrificing now so I can enjoy later. I want to be a beach bum for two months and I hope for the next few winters also.
        Between Nick wanting the year off, not wanting to haul the RV travel trailer this winter, it’s going to work out fine. On January 1st, I will withdraw $6,000 out of savings and combined that with the money I didn’t spend, I’ll have an ample liquid savings account to meet both the upcoming taxes, vacation expenses AND the heating bills
        And I haven’t even calculated in any tax refund I might get this year!

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  4. Yikes this really struck home for me . Immediately after retirement 1 1/2 years ago I went crazy. I wrote about it in response to one of your posts. My biggest downfall is traveling and the grandkids. I honestly spent WAAAY too much on holiday gifts for them AND for my adult kids. I really gotta get a handle on this.

    I sat down with DH today and we set a budget I MUST stick to. I am constantly buying the grandkids stuff for no good reason. WTH is wrong with me?

    In November ALONE I tallied I had spent a whopping $823.00 on them !!!! This included toys, clothes, treats, taking them on outings, etc. It also included all their Christmas gifts but OMG! This is the first time I kept track and I’m shocked at my spending.

    After seeing these numbers, I realized I have a SERIOUS problem and it has to stop. DH and I can’t afford this and no one is forcing me to do this so it’s all on me,

    It’s too late now to return anything but I’m on a mission to stop this mindless spending. Oh and btw the above figure doesn’t include stuff I purchased for DH, our home, my kids, his kids, etc.

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    • Hi Teri. Doesn’t reality bite? I totally understand what your experience has been. But it’s very wonderful both you and I will correct this moving forward. So kudos to you!! Knowledge is king. And queen. When we sit down and look at things it’s eye opening.
      You’re starting 2019 on the right foot. Keep me posted. Good luck. The grandkids probably won’t notice a difference. Thank you for your comment.

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  5. I remember the beautiful Botantical garden you visited and took those amazing pictures. Perhaps join the AHS and get in there and other botanical gardens for the next year.
    Have you read Jane Bryant Quinn book “Making Your Money Last “ She said something about getting peace of mind about your standard of living you can afford with your financial resources. I think you have a lot of conflict to resolve to get to peace of mind in this three year interim before your monthly income improves. I applaud your reducing the credit card bill and returning the sheet set. You freed up money for heating and fun things and dining out in Las Vegas. As you know I was raised that “Charity begins at home”, so I would spend the extra on my grandchildren or Nick or your sister, not Glenda. I can’t totally understand your super sensitivity of over spending because I have always set a financial goal, pursue making it happen by saving or economize in other areas. My problem is to be more kind and caring to myself. Lara

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    • Hi Lara. The gardens inFlorida are indeed beautiful. I used to be a member of a local garden club here in NY. It was fun.
      Yes I read Quinn’s book. But I don’t remember what she said. I have to Keep reminding myself or at least write it down to refresh my memory when it comes to financial advice.
      Nothing is ever written in stone. Life is constant change. I have to be agile enough to recognize the fluctuations. We’ll have a better time in Las Vegas now that some extra money is available. I’d love to see a show.
      I never wanted to buy those sheets. My daughter shamed me into them. Too bad. She can buy her own sheets for her own house. Nothing was wrong with my original sheets!!
      I don’t enjoy spending money. It always bothered me. Unless I get a real low super deal, I don’t like it. I’m very regretful.
      And I don’t like being good to myself. But I reluctantly do it every once in a while.
      Thanks for your comment.

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  6. So I listen to a few more of Glenda’s video and picked up she has been paying John $590 cash rent for seven years, had a drug addiction, set up a pay pal account and fifteen subscribers had sent her shortly after setting it up a cash donation but thinks e-begging is wrong and wouldn’t put in a video the pay pal link is below. A true Reverse psychology play.! And her notebook keeping track of her subscribers! She was on SS disability and probably on Medicaid instead of Medicare, so doesn’t pay any premiums. Or for prescription s.So that is a big savings and also doesn’t pay taxes on any of this or the donations.
    I watched the video on Aldi dumpster diving and wonder if someone in the store was loading the top for a cohort to pickup a load since the breads were not out of date. Glenda probably got there first. The boneless chicken thighs and pineapple And strawberries with nothing wrong kind of makes me suspicious . She also hit up the church food pantry within the week after the Aldi haul. She admits to sharing food with her daughter too. Who also probably gets wick food program not working with a baby. And with her rent she gets a 74 degree heated space for winter without having to pay for propane. So remove in your budget taxes, heat, health, and cheaper or free foods and these categories are where most of your money is spent. And besides one of her latest videos shows a flat screen TV . IMHO, Glenda has a pretty good side hustle besides working the government system. Lara

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    • Lara why so cynical? Would you trade places with her? Would you like to live like she does? Not everyone in the world is a liar and a phony? She def is NOT living a life of luxury for sure.
      At my local Aldi I have seen many an elderly person dumpster diving. I even took photos of them and blogged about it. Food insecurity for retirees is a real thing. Bad planning retirement is a reality also.
      BTW she said her daughter gifted her the flat screen TV. It’s on a tabletop. Not a 60 inch screen.
      People fall on hard times. Been there. Done that. Didn’t take people long to call me white trash. Why do people do that? No one would believe I was broke and on the verge of poor. Except for the grace of God go I.
      I’m not defending anyone. But I certainly wouldn’t want her life and if I’m not careful and mindful I don’t doubt for a second it can happen to me.
      Just sayin’

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  7. Cynical yes a little. Leary you bet ya.. I would not like to live as she does. Hopefully having started working at age ten snow plowing and babysitting and always living below my means I have taken responsibility for providing for my own needs early and a Good Shepherd iof my husbands earnings now and when I was a stay at home Mom. Glenda warns save save don’t spend all you make and she is hoping others generosity will help with her poor habits besides using food stamps and other government programs. She also uses the church. This is a lot of layers of help and I question her setting up another layer of her subscribers by using pay pal and her tracking her subscribers. You had mentioned earlier that your daughters made three or four times more then you and Nick and yet they have no problem with having you both shoulder some of their financial responsibilities.i don’t think that is fair to you guys if they know your circumstances. Why did Teri overspend and jeopardized her own retirement. Are we trying to buy their love and respect? Will the relationship go away if we don’t put helping out in the mix.
    My past experiences definitely impact how I feel about this. As a grocery cashier at eighteen I saw the two sides of the poor using food stamps The ones shopping for the necessities , sales, and lost leader items. And then those picking out the most expensive cuts of meat, shrimp, convenience foods and baked goods using all their monthly allotment on luxury items. I watch both of my brothers bring their financial woes to my parents to take on, one from massive overspending and satisfying wants and the other a soldier dropping his family of five for my Dad and Mom to support while he saved all his and his wife’s income.
    Yes there is food insecurity at all ages but I remember your article on the elder man dressed nicely driving a nice car dumpster diving. And you surprised. I Lara

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    • Lara, I can’t tell you how many nice, older people I know, who live in glorious homes worth over a half million dollars, and they have newish cars parked in their driveways, that when I go to their homes for an invited lunch or get together, when I open their refrigerators or have to get something out of their cubbards there’s nothing in them! They have no food!
      Look at what my sister, the multi millionairess did to me last year? When I moved out of my Florida condo my BIL said I had open boxes of pasta in my pantry. I said, OK, take them all. Instead of just taking the open boxes of pasta, he took ALL my food. Why? Because obviously he and my sister needed that food desperately. No joke.
      Last time I drove to my daughters apt in the city, I mentioned to her I had to pay $60 to park our car. My daughter told me to shut up because I shouldn’t put a price tag on seeing my gandkids. last month when she came here, she was complaining that it cost $75 to take the train up, round trip. I reminded her what she said to me and told HER to shut up. That’s the price of travel. period.
      It’s good to know in America that if you fall on hard times, our government, thanks to our tax dollars, can help you through. yes, some people will abuse the system. But others will really need it. That’s the way the cookie crumbles. As for me, I could never go on government assistance. I’d rather save it for someone else who really needs it. I only took unemployment benefits once in my life and I think I was in my 20’s when I did. I’d rather the money go to someone who truly, truly needs it.
      I don’t think Glenda is a BSer. I think she has really fallen on hard times and will do anything to survive and not live on the streets. She’s already mentioned if she’s evicted she’s prepared to live in her car, in her daughters driveway. All I know, is when I watch her videos, I feel very blessed over my own life and resolve never to complain about anything. yes, there are thieves and suckers on YouTube. I don’t believe, at this time, Glenda is one of them. But hey! you never know (But God knows.) Did you see her wiping the garbage smoosh off of the food she got dumpster diving? Ugh. You have to be desperate to eat that!

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      • There is an app my neighbor told me that finds cheap parking in Cities including NYC that he uses to visit his son there. Usually pays $20 to $25You actually paid. More to get to NYC with gas and the cost of owning a car then she paid for the train.Duh!

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      • Lara the tolls alone are getting outrageous. Thankfully they’re out of the direct city and we can park on the streets. At our own risk.

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  8. I know not the particulars on who or why someone called you white trash. It’s really not something I use and if it was a friend or relative what kind of friend or family is this? I had a thirty something friend say to me once, that I should realize I have the ability to chose who I associated with and the right to change my mind when circumstances change. I am still struggling to accept they also have this freedom to walk away. Lara

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    • My family called me that. I had no money, no job, was divorced, living with a younger man…….it was tough. But we made it through.

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  9. I just want to say this has been great conversation in the comment section. Opinions are respectfully stated. LOVE it. I, too, am a bit skeptical of Glenda, especially when she stated she’s not a fan of e-begging, yet she has a paypal and patreon link. There is nothing wrong with wanting to earn money from your YouTube channel, it takes a lot of work, but to say she doesn’t believe in it? She may very well be in a financial bind, but she is 67 young, and if she can do a YouTube channel (not an easy task), she can certainly work in an office environment or become a virtual assistant. My favorite saying is “give a man a fish, he eats for a day”. Teach the man to fish, and he eats for a lifetime”. Whatever her situation, the whole point of your post is that you can fall into poverty if you don’t take control of your money. Period. Thanks so much for sharing this. 🙂

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    • Sharon, thank you so much for ‘getting it’. Glenda made me realize I might have been spending too much money mindlessly and if I didn’t take better control of my finances I just might wind up like her. Many retirees make the same mistake. We just aren’t aware.
      I only wish Glenda the best, whoever she may be. I need to worry about myself and get my little ducks in a row. She certainly didn’t inspire me to send her money, that’s for sure!! LOL.
      Thanks again, Sharon.
      We live and learn, don’t we?

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    • Anne. She owns 2 mill in rental property. Can’t eat the buildings. She’s cash poor. She won’t sell because the tax liabilities are outrageous.

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      • I agree with you Anne. No sympathy. But she does own the property in NY City and she has to pay federal tax, state tax and then city tax, a transfer fee and some other levy in addition to the agents fee. By the time they are through with her, she says it isn’t worth selling. So she continues to rent it out, headaches and all. She’s stuck.
        If it were me I would have sold years ago, accepted the losses and moved on.
        No sympathy for sure!

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  10. You are a smart chick and if it wasn’t sooner that you recognize you were overspending mindlessly, you would probably realize a little later.You are revisiting a form of the bag lady fear or poverty worry watching Glenda. I keep thinking After my current health issues, Is Nick really on board to go two months away from home and his doctors in 2020 with his health issues? right now, or is he just giving in to you. So my take on this is you gave in to his wish to take a break and cancelled a six weeks February in Florida,RV trip, and then traded for two weeks there at your sisters and a more expensive two month Key West 2020 RV trip! Aren’t these treating yourself to the Florida experience you love and you said Nick is no longer keen on? I think the post is more about if you don’t curb spending on wants there may not be anything left for what you really need in the future. Lara

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    • Lara. Florida for me is a given. With or without him. I told him if he doesn’t take me I’m trading in my travel trailer for a van. I can do vans.
      He already has docs in line in Florida.
      He can not go to Europe or be in an airplane for long periods.
      You know nick does a lot for me. I surely drive him crazy. He needs a break. He’ll be fine.

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  11. Here’s a true story of how my luck runs. Remember those expensive queen-sized sheets I bought @$62.56 (with 4 pillowcases) for my daughter’s bed here? They were organic 100% cotton from Target. After they arrived, they went on sale and Target refunded me the difference of $15.25 plus tax. Well, I brought them back today and was refunded the balance of $46.15.
    In the interim, Wal Mart was selling 1100 thread count cotton/polyester queen-sized sheet set with 4 pillowcases for $24. I bought a set in blue, plus a bottle of vitamins and a night light. Entire bill came to $38. Anyway, Wal Mart shipped them to me. The order was scanned at Fed Ex and never heard from again. The order was lost. Wal Mart said they would refund my money but they never did. Instead, I finally did receive the sheet set and the vitamins and night light. I love the sheets, especially at $24!!!
    Anyway, this morning Wal Mart contacted me and told me they were going to issue the $38 refund anyway because of all the trouble I went through.
    Sooooooo, in the end, I got the blue sheets I always wanted, super comfy AND I GOT THEM FOR FREE!!!!
    See how God works? LOL.

    Note: daughters bed has the old, original sheets BUT I did buy her (and myself) brand new pillows! THAT we needed.

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  12. Don’t you just love it when companies recognize they didn’t deliver good customer service and make it right. I know how I felt when I got the free $38 dollar turkey! When the gift cards for cause s didn’t run.That’s long gone but you get to enjoy your sheets for years. Lucky you. How many calls did you make to get this solution? Sincerely,Lara

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    • Lara. Only one. Through their chat line. I didn’t have the patience to speak to anyone. Computer chatting worked better. Obviously. Live my new free blue sheets!!

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  13. Cindi, I have also watched Glenda’s videos and she, along with several other YouTubers I watch, have encouraged me to live a frugal life. I really don’t want to end up like Glenda but try as you might……….life happens and you just never know but I want to do what I can to save money. I enjoyed this post, thank you.

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    • I learned about Glenda Sully through this discussion which led me to her YouTube channel. Any of us could wind up like her due to unforeseen changes in our lives such as a catastrophic illness. She mentions over and again that she never saved money in preparation for her senior years.

      She talked about being a nanny at one time and then that she sold things on Amazon and now she presumably makes money from donations and subscribers to her channel via Patreon. I give her credit for finding ways to generate income. I don’t think she’s a fraud or that she’s “e-begging”. I sent her a nominal, unsolicited donation ($25) just to help out a little.

      There are likely millions of “Glenda Sully’s” out there. I pray that they find a path forward as she has.

      Frugally yours,
      Lisa

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      • Hi Lisa. When Glenda started dumpster diving, that was my wake up call. Not a good place to be in. God bless her. That was very nice of you to send her some money. Glenda surely appreciates it.

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      • Thanks, Cindi. In retrospect, I shouldn’t have mentioned my donation to her. It seemed like I was patting myself on the back. Nothing could be further from the truth. The reality is that I think it was a knee-jerk reaction after seeing her videos. It made me so sad and my first thought was that I hope she’s saving any money she’s making or that is being donated to her now. Still leaves me to wonder if Glenda’s situation is much more common than we are aware.

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      • Lisa I think that Glenda’s situation is very common. Her husband divorced her in her 60’s. We women should learn all we can about taking care of ourselves. Especially finances. Just in case.
        Thankfully Glenda has family. Her daughter helps as best she can. I didn’t think at all you were patting yourself on the back. Just kind and considerate. Non judgmental. We need to help each other out whenever we can.
        Thank you again for your comment. ❤️

        Like

      • You are so right, by the grace of God there goes I. I know what it costs to live with multiple chronic illnesses and i realize i could end up just like her. I also commend her for doing what she needs to do to get by. Bless you Lisa for blessing others.

        Liked by 1 person

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