Hubby and I are having a “heated” discussion. So I’ll ask you this question and welcome your decision: If you had a vacation budget of $3000 and three months, would you opt to blow it all by staying at a super luxurious location but only for three weeks or spread it out frugally and get to vacation the whole three months? I chose the later. Hubby wants the first option.
And that’s how retirees run the possibility of running out of money.
Why have filet mignon for the first 3 days and starve the rest of time? When you can eat chicken ALL of the time ( with a few vegan meals thrown in) and you can last the rest of your life?
Hubs wasn’t happy with our snowbirding location. After years of luxury I noted our savings was dwindling. Fast. Throw in the facts that DH is no longer working due to bad dwindling health concerns and a two more year wait till his social security, I was disappointed with myself I hadn’t thought of going frugal years ago. We’re staying at an RV/Trailer park this year vs RV resorts of the past. There are no amenities here. No pool. No hot tub. No social events. No cable TV. No shuffle board. No bocce games. Just a safe spot to stay, with a full hook up, nice neighbors, free WiFi, great view and an inexpensive laundry room. The price difference? $1500 a month vs $650 a month. The public free beach is right down the road.
Lets not forget that Florida charges 19% for stays under 3 months. I’m only being charged 7% because we’ll be here for the 3 months.
Another thing I made sure of was our location to the nearest Aldi supermarket. We’re 14 miles away. Before we got settled we daily shopped at a WalMart. We spent an easy $50 for just a few items. Ridiculous! Our total Aldi bill for two weeks of really good food came to $185. Our RV pantry and larger fridge easily stored it all.
I’m the financial guru here. It’ll be the way I say. Figure out your bottom line and make it work. Freeing up the extra money affords us to do more things. Such as rent a sailboat for a day. See a show. Go out to dinner. Stop off at a local fish joint for a mahi sandwich and a beer. I don’t need no stinking pool. I have the Atlantic Ocean. And I have my financial holdings intact. And a three month stint in the fun and the sun.